Frugal Bastards

Need Less – Spend Less – Work Less

Study: A Bad Job Is Worse For Your Mental Health Than No Job

Written by admin on March 20th, 2011

Maybe unemployment isn’t so bad after all. A new study says that, income notwithstanding, having a demanding, unstable and thankless job may make you even unhappier than not having a job at all.

Given that a paid position gives workers purpose and a structured role, researchers had long thought that having any job would make a person happier than being unemployed. That turns out to be true if you move into a high-quality job — but taking a bad job is detrimental to mental health.

Australian National University researchers looked at how various psychosocial work attributes affect well-being. They found that poor-quality jobs — those with high demands, low control over decision making, high job insecurity and an effort-reward imbalance — had more adverse effects on mental health than joblessness.

The researchers analyzed seven years of data from more than 7,000 respondents of an Australian labor survey for their Occupational and Environmental Medicine study in which they wrote:

As hypothesized, we found that those respondents who were unemployed had significantly poorer mental health than those who were employed. However, the mental health of those who were unemployed was comparable or more often superior to those in jobs of the poorest psychosocial quality… The current results therefore suggest that employment strategies seeking to promote positive outcomes for unemployed individuals need to also take account of job design and workplace policy.

Moving from unemployment to a job with high psychosocial quality was associated with improvements in mental health, the authors said. Meanwhile, the mental health of people in the least-satisfying jobs declined the most over time — and the worse the job, the more it affected workers’ well-being.

Unemployed people in the Australian study had a mental-health score (based on the five-item Mental Health Inventory, which measures depression, anxiety and positive well-being in the previous month) of 68.5. Employed people had an average score of  75.1. The researchers found that moving from unemployment to a good job raised workers’ scores by 3.3 points, but taking a bad job led to a 5.6-point drop below average. That was worse than remaining unemployed, which led to decline of about one point.

These findings underscore the importance of employment to a person’s well-being. Rather than seeking any new job, the study suggests, people who are unemployed or stuck doing lousy work should seek new positions that offer more security, autonomy and a reasonable workload. But that’s a lot easier said than done.

Perhaps employers could be persuaded to be more mindful of the mental health of their workers — happier employees are a benefit to their employers. “The erosion of work conditions,” the researchers noted, “may incur a health cost, which over the longer term will be both economically and socially counterproductive.”

Source: Time.com

Pallet Construction

Written by admin on February 26th, 2011

The most expensive part of construction is labor costs. If you build your building yourself you can save about two thirds the costs of the project. The second biggest construction cost is materials. If you can eliminate most of your material costs and you are building yourself you are getting a building for next to nothing.

There are lots of great pictures of pallet wood sheds at:Here

Live Small And Live Life

Written by admin on December 26th, 2010

As Americans downsize in the aftermath of a colossal real estate bust, at least one tiny corner of the housing market appears to be thriving. To save money or simplify their lives, a small but growing number of Americans are buying or building homes that could fit inside many people’s living rooms, according to entrepreneurs in the small house industry.

Some put these wheeled homes in their backyards to use as offices, studios or extra bedrooms. Others use them as mobile vacation homes they can park in the woods. But the most intrepid of the tiny house owners live in them full-time, paring down their possessions and often living off the grid.

“It’s very un-American in the sense that living small means consuming less,” said Jay Shafer, 46, co-founder of the Small House Society, sitting on the porch of his wooden cabin in California wine country. “Living in a small house like this really entails knowing what you need to be happy and getting rid of everything else.”

Shafer, author of “The Small House Book,” built the 89-square-foot house himself a decade ago and lived in it full-time until his son was born last year. Inside a space the size of an ice cream truck, he has a kitchen with gas stove and sink, bathroom with shower, two-seater porch, bedroom loft and a “great room” where he can work and entertain — as long as he doesn’t invite more than a couple guests.

He and his family now live in relatively sprawling 500-square foot home next to the tiny one.

Shafer, co-owner of the Tumbleweed Tiny House Company, designs and builds miniature homes with a minimalist style that prizes quality over quantity and makes sure no cubic inch goes to waste. Most can be hooked up to public utilities. The houses, which pack a range of amenities in spaces smaller than some people’s closets, are sold for $40,000 to $50,000 ready-made, but cost half as much if you build it yourself.

Tumbleweed’s business has grown significantly since the housing crisis began, Shafer said. He now sells about 50 blueprints, which cost $400 to $1,000 each, a year, up from 10 five years ago. The eight workshops he teaches around the country each year attract 40 participants on average, he said.

“People’s reasons for living small vary a lot, but there seems to be a common thread of sustainability,” Shafer said. “A lot of people don’t want to use many more resources or put out more emissions than they have to.”

Compared to trailers, these little houses are built with higher-quality materials, better insulation and eye-catching design. But they still have wheels that make them portable — and allow owners to get around housing regulations for stationary homes.

Since the housing crisis and recession began, interest in tiny homes has grown dramatically among young people and retiring Baby Boomers, said Kent Griswold, who runs the Tiny House Blog, which attracts 5,000 to 7,000 visitors a day.

“In the last couple years, the idea’s really taken off,” Griswold said. “There’s been a huge interest in people downsizing and there are a lot of young people who don’t want to be tied down with a huge mortgage and want to build their own space.”

Gregory Johnson, who co-founded the Small House Society with Shafer, said the online community now has about 1,800 subscribers, up from about 300 five years ago. Most of them live in their small houses full-time and swap tips on living simple and small.

Johnson, 46, who works as a computer consultant at the University of Iowa, said dozens of companies specializing small houses have popped up around the country over the past few years.

Before he got married, Johnson lived for six years in a small cabin he built himself and he wrote a book called “Put Your Life on a Diet: Lessons Learned from Living in 140 Square Feet.”

“You start to peel away the things that are unnecessary,” said Johnson, who now lives in a studio apartment with his wife. “It helps you define your priorities with regard to your material things.”

Northern California’s Sonoma County has become a mini-mecca for the tiny house industry, with an assortment of new businesses launching over the last few years.

Stephen Marshall, 63, worked as a building contractor for three decades before the real estate market tanked three years ago. That’s when he jumped into the tiny house business, starting Petaluma-based Little House On The Trailer.

His company builds and sells small houses that can serve as stand-alone homes equipped with bathrooms and kitchens, and others he calls “A Room of One’s Own” that can be used as a home office or extra bedroom. Many of his customers are looking for extra space to accommodate an aging parent or adult children who are returning home, he said.

He said his small houses, which sell for $20,000 to $50,000, are much cheaper than building a home addition and can be resold when the extra space is no longer needed. His company has sold 16 houses this year and aims to sell 20 next year.

“The business is growing as the public becomes aware of this possibility,” Marshall said. “A lot of families are moving in with one another. A lot of young people can’t afford to move out. There’s just a lot of economic pressure to find an alternative way to provide for people’s housing needs.”

DIY Interior Storm Windows

Written by admin on December 14th, 2010

The idea of the windows is simple. A wooden frame is made about ½ an inch smaller than the window frame it is to go in, and that frame is covered on both side with pieces of heat-shrink (polyolefin) plastic. Tape is used to cover the edge, the film is shrunk with a hair dryer, and a ½ inch foam weather striping is added around the edge. The storm is then inserted in the window frame for the winter, and removed for storage over the summer

We generally make these storms with pre-primed pine, but most any wood will do, provided it is structurally sound. Scrap or #3 pine is fine for basement windows for example, or using clear wood, or painting the wood to match the existing trim, will make the storms even less conspicuous.

The Benefits

Interior storm windows have an R-value of around 2.3 and will reduce the air leakage from a leaky window. They also reduce outside noise. However, they do reduce the amount of incoming solar heat (SHGC 0.86), which while not a benefit in the Maine (and many other places) climate, it is a reasonable compromise, and the storms on a whole are a benefit.

The actual benfits you get will vary depending on your climate, cost of heating fuel, and type and condition of your windows. But broadly, if you have single pane windows (and no storms), the simple payback time will be under 7 months. In other words it is cheaper than buying fuel this year. And the benefits will continue for years to come. For single pane windows with aluminum storms, the payback is around a year. For good double pane windows around 2 years. For Andersen energy-star rated lowe-4 windows, the payback is still around 4 to 5 years. Only if you have super high-efficiency triple pane, lo-e, gas filled windows (or better) do these storm not make good sense.

Easy to follow instructions (2 pages, pdf)

DIY Water Purification

Written by admin on December 14th, 2010

How to destroy biological impurities in water:

As easy as 1,2,3

#1 Procure a glass bottle

#2 Fill bottle with water of questionable quality

#3 Leave full bottle in sunlight for several hours

A new way to treat drinking water here could save thousands of lives among Kenya’s urban poor. The Simple Solar Water Disinfection (SODIS) method recommended by the World Health Organization uses the sun’s ultraviolet rays and heat to kill harmful microorganisms in the water.

“We only need to leave the water out in the sun for a whole day, and it is safe to drink,” says Dushman Abdul. Ms. Abdul lives in Kibera, the largest slum in Africa, where 1 million residents often suffer from waterborne diseases such as cholera due to limited access to safe drinking water.

Many of the slum dwellers must rely on water supplied by vendors who may use unclean containers.

The simple treatment process also saves money for poor families who won’t have to buy fuel to boil the water before using it.

Beyond the initial cost of 18 cents for a reusable water bottle – good for six months before it starts to break down from use and contaminate the water – the technology is free of charge, as light and heat from the sun do the work.

Besides families, the technology is gradually finding its way to schools and other public facilities. It is hoped that it will reduce disease and therefore cut student absences and raise their performance.

Ironically, the simplicity and low cost of SODIS have also proved to be a drawback: Most people think it is too simple to work, says Lilian Shimanyula, a SODIS advocate at the Kenya Water and Health Organization.

Source: Christian Science Monitor

Five Steps To Clearing Your Life To Make Time For What Counts

Written by admin on December 6th, 2010

1. You don’t really need that

Reining in thoughtless spending and consumption is the first and easiest step to downsizing one’s life, freeing up cash and reducing stress. All kinds of extra moolah will appear after eliminating even just a couple of avoidable monthly expenditures and defeating the urge to buy unnecessary crap. Cancel memberships you rarely if ever use, start bringing your lunch to work, disconnect your landline phone service, quit your Starbucks habit, stop that Vanity Fair subscription, cease shopping as a hobby and so on.

2. The power of crap and how to get rid of it

Every single item we own, from a glass figurine to a cabin, incrementally eats away at rejuvenating downtime and increases overall stress levels. Whether it simply be dusting the figurine once a month or the annual expenses and laborious upkeep for the cabin, the cumulative time, energy and money required to maintain all that stuff has to come from somewhere. Having tamed the urge to spend and accumulate, mercilessly disposing of your current encumbrances is the next step. For some, this step will undeniably cause a bit of short-term panic — soon replaced by relief.

Anything not routinely used/appreciated must go. Dispense with boxes of crap you’ve been moving and storing in every home since college. (Substitute the words “clothes,” “books,” “CDs,” “shoes,” “Beanie Babies,” “10 years of Playboys” and/or “cry-for-help plastic bag collection” for “crap” as your situation warrants.) Then move to the never-used crap in plain sight, like those old MacBooks, extra furniture, that broken air conditioner, the bicycle that hasn’t been ridden since 1998. This step would best be done with your most ruthless, non-nostalgic, minimalist friend on hand for consulting and hand-holding.

3. Downsize your home

Every superfluous square foot of one’s home requires more time, effort and money for maintaining/heating/cooling/cleaning that could be better spent, well, chilling out. Once you’ve mercilessly de-crapified your life and see the subsequent vast spaces that open up in your home, the thought of moving into a smaller space becomes amazingly logical — never mind the resulting spike in spare time and money. Barring exceptional circumstance, people really don’t need much space to maintain a comfortable lifestyle.

Also, when you move to a smaller home, you can kill two birds with one stone by moving closer to work, into a more walkable neighborhood and/or near a public transport hub.

4. Dump your car

This is a big one. After shelter, cars are our priciest daily expenditures, time-consuming maintenance burdens and hair-yanking stress triggers. Depending on where you live and the number of people in your household, not owning a car can range from being a little tricky to totally disastrous. I’m only going to address those residing on the tricky side of the fence.

Visions of time wasted whiling away at bus stops and trundling around on buses are what frighten most people into keeping their cars. But, counterintuitively, you stand to reclaim up to 350 hours of annual free time by dispensing with your car.

I don’t have the space to break out the calculations here, so simply ponder this: assuming, generously, you take four bus trips per day, each involving (on average!) five minutes of waiting for the bus and an estimated seven extra minutes of in-transit time vs. the average car trip, a person could potentially lose as many as 292 hours of their lives annually by solely relying on public transport. That’s indisputably a lot of toe-tapping, unthrilling time.

However, depending on your income and annual car expenses (loan payments, gas, insurance, maintenance, parking, tickets, repairs, tabs), you need to work anywhere from 450 to 650 hours to keep your car physically and legally running. Subtract the 292 hours spent on public transport from that work time and you could drop to a four-day workweek, if not less. If your job doesn’t allow for flexible work schedules, instead imagine banking an extra $6,000 to $8,000 of disposable income each year. When was the last time you got a raise like that for doing no additional work?

Now think about your reduced carbon footprint.

Now think about being freed from the interminable stress of navigating traffic and coping with car maintenance and accident/breakdown misfortune.

Now think about how many books you could read or TV shows you could watch on your iPod, while sitting on public transport. Or the phone calls you could make to your long-suffering mother.

Tempting, isn’t it?

5. Your new 32/28/24-hour workweek

Once you’ve wrestled your expenses under control, de-crapified your life, moved into a practical home and unloaded the car, your new monthly budget will provide the opportunity to work less. This can be a delicate step, being that we Americans live with the noose of health insurance around our necks and not all employers provide insurance to part-time employees. Alternatively, if a shorter workweek isn’t an option, consider taking a less demanding job. The internal deliberation of whether to intentionally demote yourself and forfeit income in order to reduce stress may cause outward speculation among co-workers about the number of first-cousin pregnancies in your recent ancestry, but your mind and body will thank you down the road.

Ultimately, Slackerology is a design-it-yourself solution. Each step is not required — though it worked out pretty well for me. The purging of excess belongings will blow your mind. Moving into a smaller, low-maintenance, affordable space will free up tons of time and money. Getting rid of your car will be the greatest stress reliever you’ve ever known. And, it goes without saying, working less will quite literally be a life-changing experience.

Source: Vita.mn

Get A Head: Work less, live more

Written by admin on December 4th, 2010

Build Your Own House Out Of Shipping Pallets

Written by admin on November 9th, 2010

Even better than buying a tiny house is making your own, and Michael Janzen is blazing a trail with his free tiny pallet house. Not only is his house made out of recycled shipping pallets, it isn’t costing him anything to build. And lucky for us, he’s sharing his plans so you too can build your own tiny free house. You can save money, sharpen your DIY skills, and further decrease your environmental impact by following Janzen’s example of building a free pallet house.

Keep pallets out of landfills

Here are some disturbing statistics about shipping pallets:

  • Approximately 40% of all hardwood harvested in the U.S. is for making shipping pallets
  • About two-thirds of pallets are used only once before being thrown out
  • 1/4 of all wood in landfills is from used pallets

You can help prevent deforestation and keep pallets out of landfills by finding creative alternative uses for them, like building a house. Pallets can be found everywhere. Once you start looking for them, you’ll see them scattered all over your town or city.

Contact a local warehouse, supermarket, or any business that receives large shipments, and get permission to pick up

their used pallets. Most companies are happy to give their pallets away.

Plans for a free pallet house

Janzen has made plans for building a free pallet house available on his website. These plans are a guide for building what he calls a disaster preparedness and emergency shelter. Janzen says:

As hurricane Gustav plowed across Cuba headed for the gulf coast of the United States memories of Katrina and the potential displacement of thousands got me thinking. I wanted to do something to help. It occurred to me that someone else might find what I now about building with shipping pallets useful in the coming weeks and months.

With some creativity, you may find that shipping pallets can be reappropriated in other ways to build your own free tiny house.

Ultimately, you can help prevent deforestation and keep pallets out of landfills by using them to build creative housing.

Think tiny and free!

Source: Green Building Elements

What Is Your Net Worth

Written by admin on November 1st, 2010

The Thrifty Adventures Of Mark Boyle

Written by admin on October 29th, 2010
Mark Boyle hasn’t spent any money for the last 14 months. He lives in a small camper, makes or scavenges everything he uses on a day-to-day basis, and actually lives a pretty good life. Before making the big move to living without money, he made a list of all the things he uses and consumes and then figured out how to get by without buying.
He was pragmatic about his adventure — you can’t make solar panels from scratch, so he bought a set that provide him with enough power to light and run his laptop (another nod to pragmatism). He takes solar showers, does his business in a homemade outhouse, and brushes his teeth with dried crushed-up fish bone and fennel seeds. To eat he practices the fine art of
Dumpster diving and cooks on a hyper-efficient rocket stove.
He’s basically No Impact Man on (organic, fair trade) steroids.
He makes some great points about wasting food and how we really need to make it socially unacceptable for grocery stores to throw away as much food as they do.
Boyle also wrote a great article going into more details on why he made his radical shift in lifestyle.